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Independent Investment Management

We all work hard to provide the capital to secure our own and our family’s future. It is therefore extremely important that the assets we have be used and invested as effectively as possible to potentially provide the best possible solution to your needs.

There are numerous different ways to invest your money. It is our role, as investment professionals, to identify the most suitable solution for your needs.

Everyone’s requirements are different and we know no two clients are the same. It is therefore the task of M.D. Beckett Financial Services, to ensure that our recommendations best suit your needs and aims for your investments now and in the future.

With thousands of funds to chose from and numerous different ways to invest, via ISA’s, Personal Pensions, Stakeholder Pensions, National Employees Savings Trusts (NEST), Investment Bonds, SIPP’s, Unit Trusts, Investment Trusts, Open Ended Investment Companies (OEIC’s), National Savings and Investments and Deposit Accounts to name but a few.

Selecting the right asset, investment and tax wrapper is of great importance. However, it is of even greater importance to us that we understand the needs and aims of our clients so that we can give bespoke advice that best suits your individual needs. This is why we not only adopt a robust investment process at the heart of our business in order to serve you well and provide greater consistency to our investment approach but we also involve our clients as much as they wish in the investment process, this allows us to gain a better understanding and insight as to what is truly important to our clients.

Whatever investment strategy you wish to adopt growth or income or a mixture of both, the advice you will receive will reflect your agreed attitude to risk and our investment process will allow us to select what we believe to be the most appropriate funds and wrappers for your individual needs and aims. Understanding risk and what risk means to our clients is central to the delivery of appropriate advice and good customer outcomes. We use a robust risk questionnaire as a starting point; however, we will discuss with all our clients what they understand as “risk” to further ensure that our recommendations are appropriate to their needs.

Our investment process not only applies to an initial selection but also to any future fund switches or manual rebalancing or recommendations that may need to be undertaken. We meet with our clients at least on an annual basis and in many cases more often, to review their investment portfolio, attitude to risk and make any recommendations that maybe needed.

We believe that the role of M.D Beckett Financial Services is to assist our clients build and develop high quality, sustainable, profitable investments. Our approach is therefore not prescriptive but does provide the research and development to aid the implementation of robust investment processes that suit our clients’ individual needs.